24/7 Emergency Cleanup and Repair

TWIN CITIES 612-825-2800

Category: Mold Damage

5 Things To Know About Property Damage Insurance Claims

Insurance Claims Help
Our homes are everything. They hold our comfort, security, and happy memories. But sometimes houses get damaged by nature, accidents, and vandalism. When this happens, it can give people overwhelming frustration and grief.

If your home is damaged by fire, water, mold, or a storm, the stress from trying to get back to normal can feel like a whirlwind. The last thing you’ll want to think about is filing an insurance claim, but please don’t put it off.

One of the first steps you should take after your property is damaged is to learn what your insurance policy will pay for. Starting the insurance process immediately will help prevent further damage. It’ll give you peace of mind and help get your life back to normal as soon as possible.

Here are five things to know about filing an insurance claim after your home has been damaged:

1) Not all insurance policies are the same.

Policies can vary a lot based on the provider, coverages, deductibles, policy limits applied, and the level of property damage. It’s possible that you have insurance that covers everything from weather damage to system failure to destruction. Your insurance may even cover damage from animals and insects.

2) You don’t need to settle on a bad contractor.

It’s your right to demand and hire a fully-licensed contractor of your choice with a good reputation to help with the emergency cleanup and repairs.

3) You may begin emergency measures to protect your property from additional damage (and may be compensated for it).

The insurance company may not be liable for additional expenses if you fail to provide this initial protection. If it is safe and feasible, turning off the water source or moving furniture are just a few things to consider to help minimize damages to your property.

4) You may be reimbursed for expenses outside the coverage of your home damage.

For example, you may be able to receive reimbursement if you need to relocate to temporary housing during reconstruction, or if you need to purchase outside meals or if the facilities in your home are rendered useless.

5) If you have adequate coverage, you are entitled to be paid for the fair cost of fully restoring your home to its pre-loss condition.

Once again, this is based on your specific insurance provider and your coverage plan. Stay in touch with your insurance agent at least annually to assess your property value and to make sure that your coverages are appropriate for your home.

About UNGERMAN

UNGERMAN is a family-owned company providing full-service mitigation, restoration, reconstruction, and renovation. Our mission is to provide our clients with the highest quality of dependable services while carefully managing costs.

We will provide accurate estimates, clear communication, and efficient completion of necessary mitigation and repairs in order to complete projects successfully. Through this process, we will build a solid relationship between the customer, insurance company, and UNGERMAN.

We’ll Guide You Through The Insurance Process After Property Damage

When we arrive, our team will begin to clean up the damage and guide you through the insurance process. We’ll document the property loss and contact your insurance agent to review what type of damage can be covered by your policy.

We Are Committed To:

– Providing our clients with the finest restoration professionals in our area; people who take care of our customers like they are part of their own families.

– Helping our customers to make informed decisions by constantly keeping the lines of communication open and honest.

– Delivering expert knowledge and top-notch customer service throughout every phase of the project.

– Addressing your questions and concerns at any time because we are a team; we are your team.

If your property needs restoration, reconstruction, or renovation, fill out the form below!



Spring Cleaning Tips To Prevent Damage To Your Home

This terrible winter is finally over! The warmer weather has started and we’re finally getting our roads and yards back. This time of the year always feels refreshing and inspires us to get our homes cleaned. Outside of your standard cleaning tasks, it’s important that you make an effort to prevent damage to your home as a result of the seasonal change and the weather side-effects that come with it. Here are some tips for preventing water, fire, and mold damage.

Spring Cleaning Tips To Prevent Flooding & General Water Damage

Minnesota had a ton of snow this past winter. A record amount of snow, in some places. Now that the snow is melting, we’re finally starting to see our lawns again and it’s very exciting. The problem is that the water from all of that melting has to go somewhere, and unfortunately it could cause water damage and even flooding.

Picture of snow and ice melting.

To prevent water from getting into your home, check out your roof to make sure you’re not missing any shingles and check any vents or windows for damages. In addition, inspect all of your pipes and faucets to ensure they weren’t frozen and ruined over the winter. Finally, check your doors and windows for any cracks or separation.

If you have a basement or crawl space, you’ll want to clean the gutters to allow for proper drainage. Examine your home’s foundation for cracks and use caulking to fill in any problem areas. In addition, it may be necessary to fix the grading of your yard that runs alongside your house. This can be accomplished by adding compacted soil to help guide water away from home so it doesn’t pool around the foundation and seep into your basement.

Spring Cleaning Tips To Prevent Fire Damage

It might seem strange, but fires are more likely to happen during the fall and winter months. That being said, fires can happen any time throughout the year. Since you’re already planning on doing spring cleaning, it makes sense to focus some of your attention on preventing fire damage.

The most obvious starting point is to test your smoke and carbon monoxide detectors and replace the batteries. Next, inspect the chimney to make sure it’s not damaged or clogged. While you can do this yourself, we strongly recommend you hire a certified professional to give it a proper inspection. Finally, make sure your dryer vent isn’t clogged and clean it out if it is. Clothes dryers can cause fires if they aren’t venting properly.

Spring Cleaning Tips To Prevent Mold Damage

Mold is nasty and could make you sick. Beyond that, mold damage can wreak havoc on your home. With all of the storms and melting snow that come along with the spring season, it’s very easy for mold to grow in damp areas of our homes. All of our flooding & general water damage tips will assist you in fighting mold growth, but there are a couple more things you should do at minimum.

Picture of a Moldy Ceiling with Water Dripping

First, dry any wet areas of your home with fans and set up dehumidifiers in areas that are more susceptible to dampness, like the basement. Second, clean your walls with soap and water (if you’re already seeing mild mold growth, bleach mixed with water might be necessary). There are many other steps you could take to keep mold out of your home, but these two things are a great start that could go a long way when paired with our recommended water removal techniques.

What To Do If You Already Have Damage To Your Home

If you already have damage to your home from water, mold, or fire, you’ll need the help of a certified mitigation and restoration company. But you need to make sure you’re hiring a company with the proper experience and equipment to get the job done right the first time. UNGERMAN is the answer to your water, mold, and fire damage problems.

About UNGERMAN

UNGERMAN is a family-owned company providing full-service mitigation, restoration, reconstruction, and renovation. Our mission is to provide our clients with the highest quality of dependable services while carefully managing costs. We will provide accurate estimates, clear communication, and efficient completion of necessary mitigation and repairs in order to complete projects successfully. Through this process, we will build a solid relationship between the customer, insurance company, and UNGERMAN.

We Are Committed To:

  • Providing our clients with the finest restoration professionals in our area; people who take care of our customers like they are part of their own families.
  • Helping our customers make informed decisions by constantly keeping the lines of communication open and honest.
  • Delivering expert knowledge and top-notch customer service throughout every phase of the project.
  • Addressing your questions and concerns at any time because we are a team; we are your team.

If your residential or commercial property needs restoration, reconstruction, or renovation, please contact us today!

6 Steps of Mold Removal and Remediation

Picture of Mold on Ceiling and Walls

Fire, storms, and water can all be disastrous and can cause serious damage to your property. But if there’s one word that truly makes homeowners cringe, it’s mold. Why? For many, it manifests a fear of illness, not to mention the aesthetic and structural deterioration it can create.

Mold has been linked to health problems and can be harmful to you, your family, and your employees. It’s something that isn’t always easily detected, but could cause serious long-term damage to your house or business.

Who Can Be Affected By Mold In Their Home?

Children: Little ones are still growing and are more susceptible to the toxicity in fungi. 

Elderly: As people age, their bodies break down and their immune systems deteriorate, which makes it difficult to fight mold toxicity.

People with compromised immune systems: This could be a result of a disease or condition, or even poor health due to lifestyle choices.

Individuals with existing respiratory conditions, such as allergies or asthma

Pets: Yes, even your family dog could be negatively affected by mold in your house.

How Can Mold In My Home Affect My Health?

Mold can cause serious health issues and infections, but the most common indicators could appear more like allergies or the common cold. Headaches, sore throat, and congestion could all be indicators that you have mold somewhere in your home.

How Do I Fix Mold In My Home?

If you think there might be mold growing in your home, it’s important to take steps to identify and then remove it. However, mold remediation (or mold removal) isn’t something you should do on your own. 

If mold levels are abnormally high as determined by indoor air quality testing or an inspection, remediation is recommended. This should be carried out by a professional remediation company with certified, trained professionals who have experience removing and cleaning-up mold from an indoor environment.

Six Steps Our Company Takes To Remediate Mold:

1) Antimicrobial Application

This is a first step of corrective action. If your home or business has had recent water damage, but there is no visible mold growth, we can apply an antimicrobial agent that will prevent mold growth from occurring until the wet area is dried out. Antimicrobials can also kill existing mold spores if they are present.

2) Source Identification

Mold is often found in places that have been previously exposed to water or are near a moisture source. Some areas of concern are bathrooms, basements, sink cabinets and window sills due to condensation.

Our technicians can identify elevated moisture concentrations in residential and commercial structures through the use of state of the art, industry specific moisture detection equipment and inspection tools such as thermal imaging. Often this can help determine the source of the moisture intrusion. 

3) Containment

Mold can spread quickly if given the right conditions. Once the source of moisture intrusion has been repaired, our technicians isolate the contaminated area(s) to eliminate the spread of mold spores to other areas of the property. Containment is critical in minimizing the potential effects of cross contamination to other unaffected areas.

4) Air Filtration

During the process of mold removal, spores can be disturbed and become airborne. In conjunction with containment, the air needs to be cleaned as well. Negative air machines with high efficiency particulate (HEPA) air filters run continuously throughout the project. This ensures that mold spores, dust, microbial volatile organic compounds (MVOCs), and other airborne debris are removed from the affected area.

5) Removal and Cleanup

In most instances, the only effective way to ensure proper mold remediation is to remove affected materials completely. This commonly involves drywall, insulation, wood trim, carpet and even furniture.  

We follow S520 industry standards written by the Institute of Inspection Cleaning and Restoration Certification (IICRC) to professionally clean up mold from your home or business. If the area contaminated with mold is greater than 10 sq. ft, the use of a licensed environmental hygienist is required. The hygienist will provide a final clearance test, giving our customer peace of mind that the mold has been properly mitigated.

6) Replacement

As previously indicated, it could be possible that areas contaminated by mold require the removal of affected materials. In situations like this, we can provide restoration services and repair affected areas with new building materials. At the conclusion, the property will be restored to a pre-loss condition.

Why You Need A Mitigation And Restoration Company

Picture of a Moldy Ceiling with Water Dripping

Removing mold is challenging. It requires specific equipment and very specific training and certification in order to do the job properly. If not treated properly, mold can be toxic and a potential health hazard.

For these reasons, it’s important to get help from a trusted mitigation and restoration company with well-trained staff and the proper equipment. If you need help with mold damage to your property, UNGERMAN is your one-source solution.

How UNGERMAN Can Help You Mitigate Mold Damage

UNGERMAN is a full-service, IICRC Certified property restoration company that can assess and repair your property damage. Our vast experience will help determine the source of the mold damage and apply the proper solutions to restore your property. We offer our customers a helping hand and the best mitigation methods available with over 40 years of experience.

If you have mold, we have the knowledge, experience, and specialized equipment to solve the problem. We conduct our mold remediation services, quickly, efficiently, and thoroughly.

When you have an emergency, we are available to you 24/7/365. We assign a Project Manager at the beginning and they will be your main point of contact throughout the project. In addition, if your situation involves an insurance claim, we work directly for you with your insurance company on your claim. This is what we do every day, whereas this may be the first time you have ever filed a claim.

Call 612-825-2800 Today To Learn About Our Mold Detection And Clean-Up Services