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Category: Insurance Claims

The Hidden Health Risks of DIY Biohazard Cleanup: Why Professional Services Matter

By Admin | September 23, 2025

A person wearing a white protective suit adjusts a bright orange glove. The focus is on their hands, emphasizing safety and preparedness.
When biohazardous situations threaten your property or your family’s safety, immediate professional intervention is essential. At Ungerman, Inc., we understand that biohazard cleanup and hazardous material removal requires specialized expertise, strict safety protocols, and unwavering compliance with health regulations. For over 40 years, our family-owned company has been the trusted choice for safe, responsible biohazard cleanup and hazardous waste disposal throughout the Twin Cities metro area.

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Beyond Traditional Coverage: Understanding Parametric Insurance for Natural Disasters

By Admin | May 20, 2025

A dark, powerful tornado touches down on a deserted road, with lightning illuminating the stormy sky. The scene is dramatic and intense. Ungerman Construction, Prior Lake, MN

As climate events grow more severe and unpredictable, many businesses and property owners are exploring smarter, faster ways to prepare. One emerging solution is parametric insurance—a non-traditional model designed for speed, simplicity, and transparency.

At Ungerman, while we don’t sell insurance, we do help clients understand their options and guide them through the decision-making process. That includes demystifying parametric insurance and connecting you with trusted resources who can help protect your assets from disaster. Learn more about how we help with insurance.

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A dark, powerful tornado touches down on a deserted road, with lightning illuminating the stormy sky. The scene is dramatic and intense. Ungerman Construction, Prior Lake, MN

The Impact of Extreme Weather Events on Minnesota Insurance: What Property Owners Need to Know for 2025

By Admin | February 17, 2025

A dark, powerful tornado touches down on a deserted road, with lightning illuminating the stormy sky. The scene is dramatic and intense. Ungerman Construction, Prior Lake, MN

At UNGERMAN, we’ve been helping Minnesota property owners recover from weather-related disasters since 1977. As we move into 2025, we’re seeing significant changes in how extreme weather events are affecting insurance coverage, costs, and claims processes. Here’s what you need to know to protect your property in this evolving landscape.

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A person using a laptop displaying a home insurance website. Nearby are a cup of coffee, a green apple, and a bowl of fruit on a wooden table. The scene is calm and focused.

5 Essential Tips for Property Damage Insurance Claims

By Admin | May 12, 2024

A person using a laptop displaying a home insurance website. Nearby are a cup of coffee, a green apple, and a bowl of fruit on a wooden table. The scene is calm and focused.

Our homes are our sanctuaries, holding our comfort, security, and cherished memories. However, they can sometimes be damaged by natural events, accidents, or even vandalism, causing overwhelming frustration and grief.

If your home suffers damage from fire, water, mold, or a storm, the stress of returning to normalcy can feel like a whirlwind. Filing an insurance claim might be the last thing on your mind, but it’s crucial not to delay.

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5 Things To Know About Property Damage Insurance Claims

By Admin | July 29, 2021

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