Insurance Claims

  • The Hidden Health Risks of DIY Biohazard Cleanup: Why Professional Services Matter
    · Cleaning Services

    The Hidden Health Risks of DIY Biohazard Cleanup: Why Professional Services Matter

    When biohazardous situations threaten your property or your family’s safety, immediate professional intervention is essential. At Ungerman, Inc., we understand that biohazard cleanup and hazardous material removal requires specialized expertise, strict safety protocols, and unwavering compliance with health regulations. For over 40 years, our trusted local company has been the trusted choice for safe, responsible biohazard […]

  • Beyond Traditional Coverage: Understanding Parametric Insurance for Natural Disasters
    · Insurance Claims

    Beyond Traditional Coverage: Understanding Parametric Insurance for Natural Disasters

    As climate events grow more severe and unpredictable, many businesses and property owners are exploring smarter, faster ways to prepare. One emerging solution is parametric insurance—a non-traditional model designed for speed, simplicity, and transparency. At Ungerman, while we don’t sell insurance, we do help clients understand their options and guide them through the decision-making process. […]

  • The Impact of Extreme Weather Events on Minnesota Insurance: What Property Owners Need to Know for 2025

    The Impact of Extreme Weather Events on Minnesota Insurance: What Property Owners Need to Know for 2025

    At UNGERMAN, we’ve been helping Minnesota property owners recover from weather-related disasters since 1977. As we move into 2025, we’re seeing significant changes in how extreme weather events are affecting insurance coverage, costs, and claims processes. Here’s what you need to know to protect your property in this evolving landscape.

  • 5 Essential Tips for Property Damage Insurance Claims
    · Insurance Claims

    5 Essential Tips for Property Damage Insurance Claims

    Our homes are our sanctuaries, holding our comfort, security, and cherished memories. However, they can sometimes be damaged by natural events, accidents, or even vandalism, causing overwhelming frustration and grief. If your home suffers damage from fire, water, mold, or a storm, the stress of returning to normalcy can feel like a whirlwind. Filing an […]

  • 5 Things To Know About Property Damage Insurance Claims
    · Fire Damage

    5 Things To Know About Property Damage Insurance Claims