Cause of loss: a vehicle struck the house and broke through the lower-level wall. Scope: emergency board-up, structural repair, fireplace rebuild, and interior finishes.
The impact landed where a house can least afford one — the wall immediately beside a floor-to-ceiling fireplace. It broke the framing and the header over the opening, splintered the rim board along the base, and sheared the stone facing clean off the side of the fireplace, leaving the masonry core exposed and rubble across the hearth. Until the breach was sheeted over, the room stood open to the outside.
That combination is what set the order of the work. Structure and masonry sat within the same few feet of wall, so the wall had to be framed and closed before the fireplace could be rebuilt, and the fireplace had to be finished before the room could be. Rather than piece the old stone back together, the fireplace came back in rounded river rock with a glass-front gas insert and a tile hearth. It is the kind of loss that makes the case for emergency response that carries straight through to the rebuild: the same team that closed the hole finished the room.
Before & After
Before
After
Before
After